来源:酷跑财经网 | 2022-11-02 16:45:06 |
余额宝转到银行卡要手续费吗?
余额宝转账到银行卡是有手续费的,不过下面两种情况不收取手续费:
1、余额宝里的钱是从银行卡转入的,转出时不收费;
2、有免费转账额度时,不收取转账手续费。
余额宝存款是否安全?
钱存在余额宝是安全的,主要可以从以下三个方面来看:
1、资金安全:余额宝为客户提供的是资金管理服务,钱存在余额宝中,相当于客户够买了货币基金产品,这笔钱会进入基金公司的银行托管账户中。除非客户自己赎回,否则银行监管的资金被盗用,出现这种情况的几率是极小的。
2、收益安全:货币基金产品的投资范围有严格规定,通常只允许投资于低风险、收益稳健的金融工具,并且与余额宝对接的货币基金从而出现过亏损的情况,因此收益的安全性很高。
3、账户安全:支付宝的账户安全险为余额宝提供全方位的保障,如果是因为账户被盗导致资金损失,将由账户安全险全额赔付。
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